A little dirt never hurt

This week in Reading we have been doing all our activities based on plants this activity shows you how to grow plants this activity was very cool to make it took me about 2 hours to make.

Colorful Modern Stickers Remote Learning Events and Special Interest Presentation by Ritchie Anderson

Leadership day 2020

On Thursday the 18th of October we went on the bus to Spencer park it was a very fun day we got to do lots of leader ship orientated stuff and done a 1 minute speech

Leadership Qualities

This week In Leadership we have been given the task of making something that shows all the qualities that a leader needs to have, If I have missed some please tell me.

Passion Project

Passion Project

The past few weeks we have been doing something could a passion project, it is when you make a slide about your passion my passion project was on bikes, I have put most types of biking into it.

The wonders of Gardening

The wonders of Gardening

This week we went out into the garden with Mary from Orchards In Schools and went round clipping all the little fruits of the trees (when the trees are young we have to clip of all the little fruits, the fruits can be to heavy and split the tree)

All tress accept for 1 had little fruits on it.

My Speech

 Buying VS Leasing a car

Today I’m going to be talking to you about, should you buy or lease a car?

Choosing whether to lease a new vehicle instead of buying it largely comes down to priorities. For some drivers, leasing or buying is purely a matter of dollars. Before choosing which road to go down, it’s important to understand the key important facts. What would you choose?

The Basics of leasing.

When you lease a vehicle, you’re basically renting it from the dealer for a certain length of time - that’s usually 36 or 48 months. Once your time ends, you have the option of returning the vehicle to the dealer or purchasing it at a prepay amount you’ve got left, which is said in the lease contract. 

But wait a minute, what about interest… What is an interest rate?

An interest rate is the amount of interest due per time, as a proportion of the amount, deposited or borrowed. The total interest on an amount given to you or borrowed depends on the payable sum, the interest amount, 

What is the interest rate of leasing a car?

The average monthly contract payment is $487, compared with $548 for a new-car purchase and $411 for used cars.

Over the time of 8 years the price of leasing a car has come down by 19%

How much would you have to pay over 48 months for a car lease?

If you're cars price is $15,000 and you're paying it of fortnightly you will roughly be paying of $205.25 a fortnight but there will be interest on that… so that an extra $20.52 per fortnight. Thats if the interest rate is 10% but it’s often higher.

Buying: 

Unfortunately, there is no answer. How to obtain a vehicle it largely depends on one’s priorities - whether it’s being the deal financially, having the luxury of getting behind a new set of wheels every few years or driving a car more expensive then you can afford to own. When it comes to the best deal, buying is normally much better than leasing.

 The basics of buying used 

Check the paper work

Check that the car has a current warrant of fitness-vehicles for sale must have a current warrant of fitness less than 1 month old. 

Ask the seller for any service or repair history. 

My opinion is that I would lease the car and then purchase it at remaining amount. This is because I would be paying it off over time rather than paying a big lump some.